Economist Lassi Pensikkala challenges the belief that high IQ guarantees wealth, emphasizing the importance of qualities beyond intelligence in economic success. The analysis investigated varying factors such as luck, personality dynamics, social skills, economic backgrounds, motivations, and professional interactions. It revealed that brilliance doesn’t necessarily lead to affluence and that lack of charisma, social outsider status, humble backgrounds, and disinterest in money-making potentially hinder financial advancement. A highlighted view from Daniel Latter indicated intelligence’s influence on income is smaller than commonly perceived. Thus, the study urges the reconsideration of diverse factors impacting an individual’s financial journey.